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Re: OT - banks; Hands Up


I through it out, wasn't interested so didn't check the APR closely.  But I
do remember they were offering a full 1% back as opposed to the fake 1% back
that Discover gives.  I think the APR might have been a 0% for awhile, then
boom!  I see a lot of those.

Kitty

----- Original Message ----- 
From: "james singer" <jsinger@igc.org>
To: <gardenchat@hort.net>
Sent: Tuesday, January 25, 2005 6:05 PM
Subject: Re: [CHAT] OT - banks; Hands Up


> So what's the APR?
>
>
> On Tuesday, January 25, 2005, at 09:32 AM, kmrsy@comcast.net wrote:
>
> > Poll:
> > Another way to look at this: I don't really like Bank One for various
> > reasons, but I use an Amazon Visa issued by Bank One. I just wouldn't
> > be
> > comfortable handing over a card that said Honkong Shanghai Bank. On the
> > other hand maybe it would make me feel globally glamorous. Would you
> > want to carry this card if they spelled out HSBC?
> >
> >
> > Kitty
> >
> > -------------- Original message --------------
> >
> >> I didn't have trouble understanding him and he was quite pleasant to
> >> speak
> >> with, but I have actually run into trouble understanding some people
> >> who
> >> HAVE BEEN born here. So long as a person can speak distinctly, I
> >> don't care
> >> about their nationality. My concern is the jobs we are losing right
> >> and
> >> left. I didn't think to ask the HSBC person where he was, though. I do
> >> recall some years back calling HP for assistance; the 800 number rang
> >> through to Ireland. No trouble understanding her. But again, what
> >> about
> >> jobs here. We try to save our forests and tell the lumberjack to
> >> retrain.
> >> He spends a few years learning computers and finds the job he trained
> >> for is
> >> outsourced, so he should just train for something else.
> >>
> >> Kitty
> >>
> >> ----- Original Message -----
> >> From: "Zemuly Sanders"
> >> To:
> >> Sent: Monday, January 24, 2005 6:38 PM
> >> Subject: Re: [CHAT] OT - banks
> >>
> >>
> >>> I wouldn't be surprised. I am sick to death of all this outsourcing.
> >>> I
> >> try
> >>> to be patient with customer service reps who are clearly not native
> >>> to
> >> this
> >>> country, but there is a definite language gap. DUH!
> >>> zem
> >>> ----- Original Message -----
> >>> From:
> >>> To:
> >>> Sent: Monday, January 24, 2005 4:02 PM
> >>> Subject: [CHAT] OT - banks
> >>>
> >>>
> >>>> This has nothing to do with gardening. Today I got a second offer
> >>>> of an
> >>>> HSBC Mastercard. I didn't want another card but scrutinized the
> >>>> entire
> >>>> offer and could not discern just who HSBC was. So I grabbed the
> >>>> tiny 10
> >>>> page "Important Information" brochure and on pag 7 found a
> >>>> reference to
> >>>> Household Bank (SB), N.A., but that didn't quite match. Hmmmm....So
> >>>> I
> >>>> picked up the phone and called and asked the young Asian voice,
> >>>> "What
> >>>> does HSBC stand for?". It's Hongkong Shanghai Banking Corporation. I
> >>>> checked the website too, and finally found a reference, "The HSBC
> >>>> Group
> >>>> is named after its founding member, The Hongkong and Shanghai
> >>>> Banking
> >>>> Corporation Limited, which was established in 1865 to finance the
> >>>> growing trade between China and Europe." they now refer to
> >>>> themselves
> >>>> as, "We are the world's local bank."
> >>>>
> >>>>
> >>>> I'm sure their MC is as good as any other, and since all of our big
> >>>> banks have been gobbled up by bigger banks, there aren't many US
> >>>> banks
> >>>> left, so there is room for a global Asian bank to move on in. But
> >>>> why do
> >>>> they hide their name? And where are the jobs located that service
> >>>> these
> >>>> cards? Are we outsourcing our personal finances to other countries
> >>>> now
> >>>> too?
> >>>>
> >>>>
> >>>> Kitty
> >>>>
> >>>> -------------------------------------------------------------------- 
> >>>> -
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> >>>
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> >>
> >> ---------------------------------------------------------------------
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> >
> >
> Island Jim
> Southwest Florida
> 27.0 N, 82.4 W
> Zone 10a
> Minimum 30 F [-1 C]
> Maximum 100 F [38 C]
>
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