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Re: front porch/yard is toast

Pam, what the others have said is all good advice.  You don't have to  accept 
their first offer.  The adjusters do have wiggle room.  If you  have not 
signed a release yet, or a proof of loss yet, then I would keep  pushing.  Did you 
get estimates from contractors as to how much it will  cost to repair the 
damage?  Have you spoken to an attorney?  It is a  good idea to itemize the 
plants and show prices in catalogs to show their cost  to replace.
Long  Island, NY
Zone 6/7

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