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Re: /schools

One other thing to check out is the tuition...some colleges give a break to
older citizens but you have to ask.

Bonnie Zone 6+ ETN

> [Original Message]
> From: Melody <mhobertm@excite.com>
> To: <gardenchat@hort.net>
> Date: 05/21/2004 10:38:32 AM
> Subject: Re: [CHAT] /schools
> Bonnie: That's brilliant, just brilliant!! Thanks for passing that on!
> I've got plans myself when my kids are all raised and on their own, so I
> guess now I know how to finance those plans.
> Melody, IA (Z 5/4)
> "The most beautiful thing we can experience is the mysterious."    
> --Albert Einstein
>  --- On Fri 05/21, Bonnie Holmes < holmesbm@usit.net > wrote:
> From: Bonnie Holmes [mailto: holmesbm@usit.net]
> To: gardenchat@hort.net
> Date: Fri, 21 May 2004 13:23:31 -0700
> Subject: Re: [CHAT] /schools
> Here's an idea for those who think they might want to go back to
> school<br>when retired from a financial newsletter I receive.<br><br>The
> idea of lifelong learning is an appealing one to many people.
> And<br>lifelong certainly would include retirement years. So for a lot
> of us,<br>making an education-saving account part of our retirement plan
> would<br>make perfect sense.<br> <br>It seems an odd idea on the
> surface: College-saving 529 plans are most<br>often pitched at parents
> as a way to set aside money that grows tax-free<br>and is used to pay
> tuition for children. But there's nothing in the<br>rules governing
> these plans that prevents you from donating money to<br>yourself for
> later educational use.<br> <br>Most of your retirement planning is
> focused on providing a big enough<br>nest egg to meet your anticipated
> income requirements. Pensions, IRAs,<br>401(k)s and Social Security all
> go into the calculation.<br> <br>But if you think about all of the
> activities you might want to<br>undertake in retirement that could be
> done as part of continuing<br>education, you can see why a 529 plan
> ought to be included in that mix:<br>Many college and extension courses
> include exotic travel, fine dining<br>and cooking, adventure outings and
> other interesting excursions as part<br>of the curriculum.<br> <br>The
> only real trick is that the courses you take must come through
> an<br>accredited institution in order to meet the rules for tax-free
> 529<br>expenditures. But that can be a lot easier than you might
> think.<br> <br>This twist on the traditional use of 529s was first posed
> by our Tax<br>Watch columnist Eva Rosenberg several years ago. It hasn't
> caught on --<br>yet. But remember, the 401(k) was once just an obscure
> section of<br>corporate tax law -- until someone came along who saw its
> greater<br>potential.<br> <br>Steve Kerch, personal finance
> Zone 6+ ETN<br><br><br><br><br>&gt; [Original Message]<br>&gt; From:
> &lt;Zemuly@aol.co
> m&gt;<br>&gt; To: &lt;gardenchat@hort.net&gt;<br>&gt; Date: 05/20/2004
> 5:49:11 PM<br>&gt; Subject: Re: [CHAT] /schools<br>&gt;<br>&gt; In a
> message dated 5/20/2004 7:29:52 PM Central Standard Time, <br>&gt;
> hodgesaa@earthlink.net writes:<br>&gt; Which is why we go back to grad
> school 15 (I mean 12) years later when we<br>&gt; learn what we want to
> be when we grow up........<br>&gt; My brother, who got his undergraduate
> degree in painting, has been a <br>&gt; paralegal for about 25 years
> now. In the interim he has gotten a masters<br>in liberal <br>&gt;
> studies with a focus on play writing. Now that he's 50 he's decided
> he<br>wants a <br>&gt; JD so he's starting law school in the fall. I
> have to admire him. At 62<br>I <br>&gt; still don't know what I want to
> do with my life and am constantly toying<br>with <br>&gt; the idea of
> going to grad school. No wonder people think I'm nuts.
> &lt;LOL&gt;<br>&gt; zem<br>&gt;<br>&gt;
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