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RE: Pay Pal - explained

At one time, I signed up for Pay Pal to use on an E-Bay auction.  Since I didn't want to charge to my credit card, I gave them authorization to withdraw a specific amount from my personal checking account.  THIS IS A MISTAKE!!! DON"T DO IT!  They withdrew the funds, and then promptly lost them in cyber world.  I requested that the funds be transferred back and provided proof that the money was in fact withdrawn by them. I also closed my PayPal account due to the problems I was experiencing with reaching them and straightening out the situation.
Well, since I closed my account, they said I didn't exist, then they "found me" and my money was in limbo. THEN, instead of transferring the money back to me, the WITHDREW another 600.00!!!!  I was out 1,200.00 USD and could not get a straight answer. After much to do, my bank got back the second 600.00, and two months later, I finally got a check from them for the original amount. 
I may be the exception, but do not give authorization directly to your personal account. You could establish one with limited dollars, but I just cannot recommend this, and would much rather use a credit card on line with the current level of security and limitations of liability policies in place by my credit card issuer.
-----Original Message-----
From: owner-hosta-open@mallorn.com [mailto:owner-hosta-open@mallorn.com]On Behalf Of Pat Mora
Sent: Thursday, February 08, 2001 10:07 AM
To: hosta-open@mallorn.com
Subject: Re: Pay Pal - explained

Pay Pal
That makes a lot of sense to me, keeping life simple has always worked for me.
Pat Mora

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