Re: Liability Insurance

 Corrie Zoll wrote:

 
SRC was able to insure community gardens at the very low rate of $35 per year per garden site.  This covered $1,000,000 in commercial general liability insurance. 

I think Judy is right -- you need to sit down with SRC and find out HOW they were able to get this great rate and why they can't do it anymore.  Take them out to lunch or ply them with some of Adam's "adult beverages." 

Also talk to the insurance company that used to handle the policies and find out how a new deal can be worked out if it turns out that SRC is simply not wanting to bother anymore (new directions, new staff lawyer who hasn't a clue and is alarmist) and it's not that there was a $2 million dollar payout because someone stubbed their toe in a community garden.

The real question here, it seems, is *WHY* has this great deal suddenly gone south.  You had a good thing and with all those gardens, there ought to be some way to band together and get a similar good deal again.  Heck, it might be time for "ACGA-Minneapolis ? Saint Paul Chapter" -- anything that has an insurance company seeing these gardens as one BIG group (as they were seen before and thus, got a great rate), rather than a bunch of tiny, high-risk volunteers playing with pointy tools! ;-)


 

Dorene Pasekoff, Coordinator
St. John's United Church of Christ Organic Community Garden

A mission of
St. John's United Church of Christ, 315 Gay Street, Phoenixville, PA  19460
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