Re: business license

**"* H* <g*@charter.net>**

Marty Wingate asked
> Do any of the freelance writers on this list have a business license?  
> I realize that many of you own nurseries or have other business  
> enterprises where you are required to have a license, but my question  
> is for those who are freelance writers only.

I registered my biz name in the state of Illinois as a dba (doing business as) for tax purposes and a professional look.  It wasn't necessary under law, but it's brought me discounts on office supplies and given me contacts I would not have normally made.

I also carry a rider on my homeowner's insurance for another $1 million in liability that covers libel claims, injury to anyone on my property where my office and trial gardens are and more.  It costs me an additional $25 a year and worth it in case I ever have to defend what I've written in court.

Hope this helps.
Doreen 

Doreen G. Howard
Garden Diva
gardendiva@charter.net
http://www.desperategardens.net
(815) 623-6533
Read my blog, The Edible Explorer at:
http://www.csmonitor.com/The-Culture/Gardening
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