Re: today's progress


In a message dated 12/4/06 7:57:24 PM, tchessie1@sbcglobal.net writes:


> I did manage to accept the realities of life and go buy long-term care
> insurance for myself today.
> 

Theresa, wise move!   We have had LTC insurance for many yrs which has an 
automatic cost of living increase built in.   One of our policies allows a return 
of our monies if we do not use it which I understand has not been available 
for several yrs now.
     The costs are huge!   Once you have a loved one experience the cost it 
becomes real.
               Ceres

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