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[GWL]: FW: In case of Theft

While this is off-topic, it's such a valuable piece of information I don't
think anyone should mind.  And this is NOT a third-hand item.  The person
who sent this is someone I know and the story is his own experience.  I'll
even send his name offlist if someone wants to check.
-Lon
----------
Subject: Re: In case of Theft
Date: Sat, Jan 12, 2002, 7:37 PM


Hello,

Received this from my sister. Barb & I will make copies of everything we 
carry.  
This is, GOOD ADVICE. Hadn't thought of it. 
  
  Place the contents of your wallet on a photocopy machine, do both sides of

each license, credit card, etc. You will know what you had in your wallet
and 
all of the account numbers and phone numbers to call and cancel. Keep the 
photocopy in a safe place.    A corporate attorney sent this out to the 
employees in his company. I  pass it along, for your information.
  
  We've all heard horror stories about fraud that's committed us in 
stealing 
a name, address, Social Security, credit cards, etc.    Unfortunately  I
have 
firsthand knowledge because my wallet was stolen last month.  Within a week,
 
the  thieve(s) ordered an expensive monthly cell phone package, applied  for

a VISA credit card, had a credit line approved to buy a Gateway computer, 
received a PIN number from DMV to change my driving record  information 
online, and more.
  
  But here's some critical information to limit the damage in case this  
happens to you or someone you know: 
 
 We have been told  we should cancel your credit cards immediately.  But 
the 
key is having the toll  free numbers and your card numbers handy so you know

whom to call.   Keep those where you can find them easily. File a police 
report  immediately in the jurisdiction where it was stolen, this proves to 

credit providers you were diligent, and is a first step toward an
  investigation (if there ever is one).
  
  But here's what is perhaps most important: (I never ever thought to  do 
this) 
 
 Call the three national credit reporting organizations  immediately to
place 
a fraud alert on your name and Social Security number.   I had never  heard 
of doing that until advised by a bank that called to tell me an  application

for credit was made over the Internet in my name. The  alert means any 
company that checks your credit knows your  information was stolen and they 
have to contact you by phone to  authorize new credit. By the time I was 
advised to do this, almost  two  weeks after the theft, all the damage had 
been done.
  
  There are records of all the credit checks initiated by the thieves'  
purchases, none of which I knew about before placing the alert. Since  then,

no additional damage has been done, and the thieves threw my  wallet away 
this weekend (someone turned it in). It seems to have stopped them in their 
tracks.
  
  The numbers are:
  
  Equifax: 1-800-525-6285
 
  Trans Union: 1-800-680-7289
  
  Social Security Administration (fraud line): 1-800-269-0271
  
  We pass along jokes; we pass along just about everything. Do think  about 
passing this information along. It could really help someone
   >>

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