For our non-profit, Green Cure, Inc. we have a
general liability insurance policy. This sets us back about $1,000. per year. We
also have volunteer insurance for work days and admin. stuff. For work days, the
cost is .23 cents per person and admin. is .09 cents per person. Doesn't sound
like much but it does add up (probably about $100. per quarter).
As to gardens that are managed by local
governments, usually they handle the insurance end of it through their
general policy. The key word here is "manage" which would imply staff time.
I have been knocking my head around to get
governmental support for our programs for a very long time. In my other life
(owner of a video production company) we tape various "city" meetings. For one,
we have been covering our local Comprehensive Plan update meetings (CPAC) for
the last year. I do admit that I have stepped out from behind the audio board
more than once when it came time for public comments. With all my pushing, we
now have a sentence or two regarding community gardens. But I can always see
many of the citizen panel participants and city staff roll their eyes when
my name is called out as the "next" speaker.
Hope this helps,
----- Original Message -----
Sent: Sunday, February 16, 2003 2:40
Subject: [cg] CG insurance question
I am researching insurance for community
gardens. Could you please share how your garden lot is
insured? Who is your carrier and how much do you pay? Did you
approach the carrier as an individual or an established
Also, for gardens that are managed by local
governments, do the governments handle the insurance? What are some of
the benefits of government involvement/support? How do governments
usually get involved in community gardens. It doesn't seem like they are
part of most urban planning agendas.
Thank you very much for any help with