RE: Insurance

H* A*

Kathleen,

Do it right the first time.  Become a 501(c)(3) non-for-profit charitable
corporation so you can write those kind of thank you letters that mean
dollars at tax time to helpful professionals and garden supply vendors and
neighborhood residents who want to give you "in-kind-contributions". You can
use, while you're setting up, the 501(c) (3) of a local church or charity,
but then you're beholden to them. A good lawyer working pro-bono can set you
up as a 501(c) (3) for a few hundred dollars of filing fees. Again first
things first.

We get community gardening insurance in NYC through the Neighborhood Open
Space Coalition, but there are similar policies throughout the country where
you can get a few million dollars coverage for a couple of hundred dollars a
year.

Good luck, 
Adam Honigman

-----Original Message-----
From: Kathleen Carter [s*@svn.net]
Sent: Saturday, October 20, 2001 11:36 PM
To: community_garden@mallorn.com
Subject: [cg] Insurance

I am starting a community garden and have run up against a roadblock;
liability insurance. Do I have to become an entity or is there another
way to do it?
Thanks for any help or advice you can give me.
k carter  sierra@svn.net

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