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NYC Gardens Insurance Update - IMPORTANT!

  • Subject: [cg] NYC Gardens Insurance Update - IMPORTANT!
  • From: William Hohauser williamhohauser@earthlink.net
  • Date: Tue, 11 Oct 2005 21:14:23 -0400

I had a phone meeting with Jack Linn from NYC Parks today. Good news to be shared.

- First of all, the gardens in NYC are covered by city insurance right now. This is for "reasonable use" accidents which should cover 99% of any problems that might occur in a garden. "Reasonable use" are actions that are within the normal operation of a garden. Digging, moving wood, watering, etc. including garden construction.

- Garden members are not personally liable for accidents on garden property unless they are behaving outside "reasonable use". Not alerting citizens to dangerous conditions might fall into this.

- There will be a new insurance program that the gardens will have to make a modest contribution to. It should be less then what the last premium was. The city is right now researching the terms and insurance companies that will cover gardens. They will contact us through GreenThumb when the time is right.

- All accidents requiring emergency services (police, ambulances) should be reported to GreenThumb immediately.

- A few gardens might have to change structures depending on the insurance company's policy.

Hope this relieves some of the worry. I also found out that the last insurance company wanted over $500 from each garden for the new policy which is why NOSC dropped the program.

William Hohauser
6th Street & Avenue B Garden

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