NYC Gardens Insurance Update - IMPORTANT!
- Subject: [cg] NYC Gardens Insurance Update - IMPORTANT!
- From: William Hohauser firstname.lastname@example.org
- Date: Tue, 11 Oct 2005 21:14:23 -0400
I had a phone meeting with Jack Linn from NYC Parks today. Good news
to be shared.
- First of all, the gardens in NYC are covered by city insurance
right now. This is for "reasonable use" accidents which should cover
99% of any problems that might occur in a garden. "Reasonable use"
are actions that are within the normal operation of a garden.
Digging, moving wood, watering, etc. including garden construction.
- Garden members are not personally liable for accidents on garden
property unless they are behaving outside "reasonable use". Not
alerting citizens to dangerous conditions might fall into this.
- There will be a new insurance program that the gardens will have to
make a modest contribution to. It should be less then what the last
premium was. The city is right now researching the terms and
insurance companies that will cover gardens. They will contact us
through GreenThumb when the time is right.
- All accidents requiring emergency services (police, ambulances)
should be reported to GreenThumb immediately.
- A few gardens might have to change structures depending on the
insurance company's policy.
Hope this relieves some of the worry. I also found out that the last
insurance company wanted over $500 from each garden for the new
policy which is why NOSC dropped the program.
6th Street & Avenue B Garden
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