Re: ID theft

Some advise to have a credit card just for online purchases. Don't use it for anything else. A lot easier to clear up ID theft. 
----- Original Message ----- 
From: "james singer" <inlandjim1@q.com> 
To: gardenchat@hort.net 
Sent: Wednesday, November 18, 2009 6:16:11 PM GMT -05:00 US/Canada Eastern 
Subject: Re: [CHAT] ID theft 

Yeah. That's one of the curses of the Patriot Act. And a birth 
certificate is, of course, one of the silliest IDs invented; it is 
tied to the person because the person says it is, not because it has a 
photo, thumb print, or DNA sample. But the seriously paranoid clutch 
their symbols. Oops, ranting again. Scusa. 



On Nov 18, 2009, at 3:00 PM, Daryl wrote: 

> Our DMV will accept credit cards for payment, but requires a 
> passport, birth certificate or other "hard evidence" to issue a new 
> DL. 
> 
> d 
> 
> 
> 
> ----- Original Message ----- From: "james singer" <inlandjim1@q.com> 
> To: <gardenchat@hort.net> 
> Sent: Wednesday, November 18, 2009 5:53 PM 
> Subject: Re: [CHAT] ID theft 
> 
> 
>> Yeah, me too Daryl. I've been paying my bills that way for at least 
>> 10 years. But it has some draw backs. When I went to register my 
>> truck and get a new driver's license in Oregon I had to scramble 
>> to find two paper checks because DMV doesn't honor plastic. 
>> 
>> 
>> On Nov 18, 2009, at 2:13 PM, Daryl wrote: 
>> 
>>> Actually, according to our consumer guru, Clark Howard, you're 
>>> more likely to become a victim of identity theft (or bank fraud 
>>> or credit card theft) by using a paper check or at a local 
>>> restaurant/ establishment/whatever that uses the old-fashioned 
>>> credit-card machine. 
>>> 
>>> I've been buying on-line for at least 10 years. 
>>> 
>>> d 
>>> 
>>> ----- Original Message ----- From: "Pam Evans" <gardenqueen@gmail.com 
>>> > 
>>> To: <gardenchat@hort.net> 
>>> Sent: Wednesday, November 18, 2009 5:07 PM 
>>> Subject: Re: [CHAT] ID theft 
>>> 
>>> 
>>>> oh dear. and that's why I don't do on line banking - too 
>>>> hackable (is that 
>>>> a word?) 
>>>> 
>>>> On 11/18/09, Jesse Bell <justjess01@gmail.com> wrote: 
>>>>> 
>>>>> Nice..... 
>>>>> 
>>>>> 
>>>>> On 11/18/09, Johnson, Cyndi D Civ USAF AFMC 95 CS/SCOSI 
>>>>> <cyndi.johnson@edwards.af.mil> wrote: 
>>>>> > Good thing the bank was suspicious and caught it quickly! 
>>>>> > We had an issue once, suddenly we started getting weird charges 
>>>>> to our 
>>>>> > checking account. We didn't realize that criminals could make 
>>>>> fake 
>>>>> checks, 
>>>>> > without even our names on them, and the bank would cash it as 
>>>>> long as > it 
>>>>> had a 
>>>>> > valid account number. So we closed the account, opened a new 
>>>>> one, did > the 
>>>>> > whole police thing and got reimbursed. All was well for a couple 
>>>>> weeks 
>>>>> and 
>>>>> > then it started up again. What the @%#, we thought, we closed 
>>>>> that 
>>>>> account! 
>>>>> > Well as it turns out our credit union was being "helpful". They 
>>>>> got the 
>>>>> bogus 
>>>>> > checks coming in on a closed account, they looked up the account 
>>>>> number 
>>>>> and 
>>>>> > noticed we had opened a new one - and they charged the new 
>>>>> account! And 
>>>>> that's 
>>>>> > why we don't use the credit union now... 
>>>>> > 
>>>>> > Cyndi 
>>>>> > 
>>>>> > 
>>>>> > 
>>>>> > From: james singer 
>>>>> > Sent: Wed 11/18/2009 9:46 AM 
>>>>> > To: Garden Chat 
>>>>> > Subject: [CHAT] ID theft 
>>>>> > 
>>>>> > 
>>>>> > Well, it happened again. Somebody in Texas, the bank said, 
>>>>> wanted to 
>>>>> > share my credit cards. The bank caught them in the process and 
>>>>> shut 
>>>>> > down all my credit/check cards, and deleted my on-line banking 
>>>>> ID and 
>>>>> > password. So I got to spend 3-4 hours on the phone straightening 
>>>>> that 
>>>>> > out. 
>>>>> > 
>>>>> > Inland Jim 
>>>>> > Willamette Valley 
>>>>> > 
>>>>> > 
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>>>>> > 
>>>>> > 
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>>>>> > 
>>>>> 
>>>>> 
>>>>> -- 
>>>>> Jesse R. Bell 
>>>>> 
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>>>>> 
>>>>> 
>>>> 
>>>> 
>>>> -- 
>>>> Pam Evans 
>>>> Kemp TX 
>>>> zone 8A 
>>>> 
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>> 
>> Inland Jim 
>> Willamette Valley 
>> 
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Inland Jim 
Willamette Valley 

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